By Andre Atallah, CEO of EP Advisory
Actuarial graduate programme · London and Manchester · September 2027 start
Closes Fri 23 Oct (may close early)Deadline was set for 23 Oct 2026Missed it? Your options
Short answer: Apply now. The ads close on Friday 23 October 2026 with no time given. Apply by Thursday 22 October to be safe.This year’s ads have closed. The deadline was set for Friday 23 October 2026. The next cycle is likely to open in September 2027 or October 2027. Choose one team and one office. Then come Deloitte’s online assessment and a Job Simulation, with written and video answers. The final stage is in person. You discuss a topic you researched with AI, then sit an interview. No maths test is published.
Where are you now?
Independent guide. EP Advisory is not affiliated with Deloitte.
Four actuarial graduate ads are liveFour actuarial graduate ads ran this year, for a September 2027 start: Actuarial Insurance in London and Manchester, plus the Capital Markets Group (CMG) and Banking Analytics in London. The deadline was set for 23 October.
This playbook covers each stage, the tests, exam support and the visa rules. For nearly 10 years, we’ve helped more than 5,000 professionals get hired. Want to know if your CV will pass screening in the UK? Check your CV for free: a score in 30 seconds, then a fix for each problem.
01/10
Your route to an offer
Pick your stage and tick each step when done. Dates are Deloitte’s. Prep times are ours.
1. Apply: closes Friday 23 October 20261. Apply (deadline was set for Friday 23 October 2026)
One online form, about 15 minutes. Apply by Thursday 22 October. The ads close on Friday 23 October and give no time.This year’s ads have closed. The deadline was set for Friday 23 October. The next cycle is likely to open in September 2027 or October 2027.
2. Online tests: reply within 4 weeks
Online assessment, then Job Simulation. Prep 1 to 2 weeks.
3. Final stage prep: two hours on one topic
Research one topic with AI, then prepare for the interview. Prep about 1 week.
4. Final day and offer: in person, at your office
2.5 hours at the Deloitte office on your application. Prep 1 to 2 days.
Your ticks save on this device.
02/10
The role at a glance
Three actuarial teams are hiring graduates. Two of them support you through the actuarial exams.
23 Oct
Closing date, may close earlyThis year’s deadline, now closed
Sep 2027
Start, in London or Manchester
2:1
Maths or finance related degree
13 exams
Plus 3 years’ experience, for Fellowship
One
Application a year, across Deloitte
Not published
Salary
Actuarial Insurance · London or Manchester
Liabilities, capital and audit work for insurers.
Capital Markets Group · London
The most maths and coding, including Deloitte’s XSG software.
Banking Analytics & FRM · London
Banking analytics, machine learning and AI. No qualification named.
1
10 core exams
CS, CM, CB and CP modules
2
3 specialist exams
Two SP and one SA
3
3 years’ experience
24 months, then 12 more
4
Fellow of the IFoA
Usually 3 to 6 years in all
Deloitte: “Students currently look to pass thirteen exams as well as gaining three years of appropriate experience in the industry” (Insurance and CMG ads). The steps are our count from the IFoA’s rules.
Where these facts come from
- The teams. Ads for Insurance London, Insurance Manchester, CMG and Banking Analytics, 14 October 2026.
03/10
What Deloitte Actuarial looks for
Deloitte scores 10 core skills across its early careers roles. Show each one with a real example.
Motivated & Committed
Why actuarial and why this team, with facts.
Learning Oriented
A hard topic you learned fast.
Tech Curious
A tool or language you tried, and what it changed.
Relationship Builder
Trust you built with a new group.
Effective Communicator
A maths idea you made clear to a non-expert.
Resilient & Adaptable
A plan that failed and how you recovered.
Focused & Efficient
A tight deadline you met.
Analytical
Data you turned into a decision.
Creative Problem Solver
A problem with no set method that you solved.
Cognitive Ability
Tested by the numerical and verbal modules.
What each team says, in its own words
- Insurance. “Interested in statistics and the ways we can use them to improve the world around us” and “Analytical and detail-focused”.
- CMG. “enthusiastic about solving mathematical and/or coding challenges”.
- Banking Analytics. “strong communicators and excellent listeners”. Coding in Python, SAS, SQL, C, C++ or Java is “desirable but not required”.
- Experience. “No prior experience is required”. But Insurance recommends “some understanding and interest of the insurance industry, and the role of actuaries”.
04/10Stage 1 · Apply
How to apply
Apply now. Aim to submit by Thursday 22 October, a day early. The ads close on Friday 23 October 2026 and give no time. Deloitte may close them early if demand is high.This year’s ads have closed. The deadline was set for Friday 23 October 2026. The next cycle is likely to open in September 2027 or October 2027.
1
Pick one ad
One team, one office
2
Fill the form
About 15 minutes, in one sitting
3
Online assessment
Deadline comes by email
4
Job Simulation
Replies within 4 weeks
New for 2026-27
A-level Maths is now encouraged, not required. The 2024 CMG ad required it.
Deloitte asks you to use AI for your topic research and to explain how you used it.
From the four ads and Deloitte’s assessment page, 14 October 2026. The 2024 rule is from an archived CMG ad.
More on the form and the one-application rule
- One application. The ads and Deloitte’s timelines page state “a strict one application per year policy across our Early Careers opportunities”. The summer scheme counts too.
- The form. “complete your online application form in one session, as it won’t save your progress”.
- Emails. Deloitte asks you to “please use your personal email address”. Check it often.
- Your grades. If something affected your results, send evidence early. Deloitte cannot invite you to the final stage until it has everything.
- Adjustments. Ask early. Online support “may include extra time”.
Your CV: do and don’t
Do
“Modelled 5,000 insurance claims in Python for my dissertation and found the two biggest risk drivers”
Show analysis that led to a result. Give each role a number.
Don’t
“Strong mathematical skills and a passion for numbers”
A claim with no proof. Show the work instead.
Our CV achievement examples show how to write those lines. Getting ready to apply for jobs in the UK? Check your CV for free: see it the way a recruiter does, then fix each problem.
Save Deloitte and over 2,000 other UK schemes to one free calendar. See what closes next and what you have applied to.
Track my schemes freeFree account, no card.
Missed it or not selected? Your options
- Penultimate year. The Actuarial Insurance Summer Vacation Scheme runsran in London from June 2027. It also closes on 23 October 2026. Check its ad for the final-stage format, since Deloitte’s pages differ.Its deadline was set for 23 October 2026.
- Pensions and Belfast. No Pensions or Belfast actuarial role was live on 14 October 2026.A Pensions or Belfast actuarial role was open when we checked on 14 October 2026. Check Deloitte’s job search.Deloitte has announced a Pensions or Belfast actuarial role. Check Deloitte’s job search for its dates.No Pensions or Belfast actuarial role was open when we checked on 14 October 2026. Last cycle, the Belfast Insurance and Pensions ads ran from late October into January, with no deadline. They may not return.
- Next year. This year’s roles opened on 28 September and 5 October. Expect a similar window in September 2027 or October 2027, though it is not confirmed.The next cycle is likely to open in September 2027 or October 2027. Check Deloitte’s timelines page for the new dates.
- Not selected. Deloitte says “you’re welcome to reapply”.
05/10Stage 2 · Online tests
The Deloitte online tests
Two online stages, both built for Deloitte by Cappfinity. No extra maths or actuarial test is published. You hear back within four weeks of each.
Immersive Online AssessmentAbout 65 minutes
Welcome and Integrity · Behavioural · Numerical · Verbal
Job SimulationAbout 45 to 60 minutes
Ranking · Best response · Written · Video
The Job Simulation is set in your area. Deloitte says it “has been designed for the pathway you have applied to”.
About 35 min
Behavioural, untimed
About 12 min
Numerical, speed counts
About 12 min
Verbal, speed counts
“There’s no overall time limit”. But in numerical and verbal, “the time you take will impact your score” (assessment page).
Step through Deloitte’s online tests
Numerical: speed counts
Read the instructions
The test opens with instructions. In the practice version the clock counts the time you take rather than counting down, and speed counts towards your score. Employers set their own version, so yours may differ.
Rank the options
Work out the answer from a table, then drag the options into order. A Time Taken clock runs at the top.
Type the answer
Some questions have no options. Work out the figure from the chart and type it into the answer box.
Your moves
- Keep a calculator, pen and paper to hand, as Deloitte recommends.
- Check each answer before you press submit. You cannot go back.
Verbal: speed counts
Match the reply to a message
Each module tests a different verbal skill. Here you drag each reply under the message it best answers, judging only the style. Employers set their own version, so yours may differ.
Complete the text
A short passage has gaps. Choose the right word for each gap from a small drop-down list.
Correct the paragraph
A short notice contains spelling, grammar and punctuation errors. Click into the paragraph and fix them.
Rank the replies
Read how a team replied to an idea. Drag the five replies into order, from most positive to least positive.
True, false or can’t say
Read a short passage. For each statement, choose True, False or Can’t say from a drop-down, based only on the passage.
Your moves
- For true, false or can’t say, use only what the passage states.
- Read the whole paragraph before you fix errors.
Behavioural: untimed
The written screen belongs to the Job Simulation. These screens follow Cappfinity’s practice player, so Deloitte’s real screens may look a little different.
Read the welcome page
A welcome page explains the assessment and gives a few tips. Press Continue to start. Employers set their own version, so yours may differ.
Rank the responses
A short work scenario comes with four possible actions. Drag them into order, from the one you would most likely take to the least likely.
Move the slider
Some questions ask where you sit between two views. Drag the handle along the scale, and a box above it shows what you picked.
Pick the best response
A scenario comes with four responses. Pick the one you think is most appropriate, then save and go on.
Write your answer
Some questions ask for a written answer. These can be timed, and a counter shows how many characters you have left.
Your moves
- “Go with your gut instinct”, as Deloitte’s recruiters advise.
- Type every word yourself. Pasting is blocked and there is no spellcheck.
Video: Job Simulation
The Job Simulation also asks for recorded video answers. We do not draw these screens.
- First a set-up clip, which you can record again.
- Each question gives you time to prepare.
- Answer in English. Assessed answers cannot be re-recorded.
Your moves
- Try the Candidate Zone’s practice Job Simulation first.
- Tell your housemates, to avoid what Deloitte calls “a cameo appearance”.
Our own simplified drawings of Cappfinity’s practice screens, not screenshots. Numbers on them are examples. Deloitte’s version may differ.
For more on reasoning questions, see our tips for psychometric tests.
The rules: allowed and banned
Allowed
- A calculator, pen and paper
- Breaks, within a 5-hour cap
- Practice in the Candidate Zone
- Adjustments, if you ask early
Banned
- AI tools, in either online stage
- Help from anyone else
- Pasting text into written answers
- Sharing questions, including with AI
From Deloitte’s integrity page. Deloitte has “measures in place to detect AI-generated or AI-assisted responses”. It “may also report this to your educational institution”.
On the day: integrity, order and going back
- Integrity first. You record an integrity statement on camera first. The three modules then go in any order.
- No going back. “Once you have submitted your answer to a question, you cannot then go back and change it”. Cappfinity’s free demo has a Previous button. Deloitte’s real test does not.
- Time cap. “We have set a maximum time limit of 5 hours, which allows for ample breaks”.
Go further: the best outside help
Our own picks, checked on 14 October 2026. We are not linked to any of these sites and earn nothing from them.
From Deloitte
- Deloitte’s Candidate ZoneDeloitte · free account neededDeloitte’s own practice for both online stages. Start here.Free
Practise
- Cappfinity’s Preparation HubCappfinity, the test maker · no account neededExplains each question type in plain words.Free
- Cappfinity’s practice demosCappfinity · no account neededShort demos. Skip critical reasoning, which Deloitte does not use.Free
- Capp-style verbal sample testAssessmentDay · guide updated Sep 2026 · no account neededMore verbal questions in the same five types.Free
- Capp-style numerical sample testAssessmentDay · no account neededExtra numerical practice.Free
Skip answer solvers and paid insight packs. Deloitte bans AI in its tests and says paid insights “may be misleading or inaccurate”.
Next: build your speed on numbers and words with our guide to psychometric and logic tests.
06/10Stage 3 · Interviews
The topic discussion and interview
Two exercises, on one in-person day at your office. Deloitte publishes no technical or actuarial interview.
Topic discussionA 30 to 45 minute session
About 15 minutes of your findings · Then questions · No slides
Skills and motivation interviewAbout 50 minutes, up to an hour
Motivation · Past examples · Scenarios · Values
Deloitte asks you to use AI for your topic research and to explain how you used it. AI is banned in the interviews themselves.
Your mandatory preparation and the timings
- The task. Pick one of Deloitte’s topics and spend up to two hours on it. “you don’t need to prepare slides”.
- What to explain. Why you chose it, your approach, and how you used AI and “what value it added”.
- Timings. Deloitte’s pages give “around 30-40 minutes” and “around 45 minutes” for the session. The Discussion Guide caps your findings at 15 minutes. The interview is “around 50 minutes”, or “up to an hour” in the Interview Guide.
- Who you meet. Managers, directors and sometimes partners from the team you applied to.
How to answer: Deloitte’s own frames
The topic discussion
Deloitte’s Discussion Guide suggests this shape for your 15 minutes. It says there is “no right way”.
1
Introduce
2 min: purpose and key points
2
Implications
4 min: positive and negative
3
Opportunities and risks
4 min: both sides
4
For Deloitte
3 min: business opportunities
5
Conclude
2 min: why it matters
Follow-ups to rehearse
What research did you come across that you decided to discount?How did you use AI, and what did it add?How did you test your thinking?
Past examples
Deloitte’s guide says STAR “only works when talking about a previous example”.
Situation
Set the scene in one or two lines.
Task
What you had to achieve.
Action
What you did, not the team.
Result
What changed, with a number.
Motivation
Deloitte’s guide names three areas, plus your own questions.
The area
Why actuarial, and why this team.
The firm
What you know about Deloitte.
Your career
How the exams fit your goals.
Your questions
What you want to know about the role.
Deloitte says it is “not expecting you to be an expert”.
See our guides on how to pass a job interview and the toughest interview questions.
Practise: one question at a time
Motivation questions
Topics from Deloitte’s Interview Guide. Answers are ours.
The area
Why actuarial work, and why this team?
What they’re testing: that you know what the team does.
Show a strong answer
- Name one piece of the team’s work, such as insurance audits or XSG. Link it to something you have done.
The firm
Why Deloitte, and not an insurer?
What they’re testing: that you know how advisory work differs.
Show a strong answer
- Deloitte’s clients range from “large multi-national insurers and Lloyd’s market syndicates to small insurers who don’t employ their own actuaries”. Say why that range appeals.
Your career
How will you balance the actuarial exams with client work?
What they’re testing: that you know the study load.
Show a strong answer
- Name the 13 exams. Then give a time you studied hard alongside other commitments.
Your questions
“What aspects of the role and responsibilities do you want to know more about?”
From Deloitte’s Interview Guide
Show a strong answer
- Ask about study support or a recent project, not facts the ad already gives.
Past example questions
The first card is Deloitte’s own. The others are ours.
Past example
“Tell me about a time you had to work collaboratively with others to achieve a goal”
Deloitte’s own example question
Show a strong answer
- Use STAR. Focus on your part and end with a number.
Values
How do you support the people around you?
What they’re testing: Deloitte’s value of looking out for each other.
Show a strong answer
- Name one habit, then a time it helped someone.
Analytical
Tell me about a time you found an error in data or a model.
What they’re testing: care with detail, which actuarial work needs.
Show a strong answer
- How you spotted it, how you checked it and what you changed.
Resilient
Tell me about a time a plan failed and how you recovered.
What they’re testing: Resilient & Adaptable, one of Deloitte’s 10 core skills.
Show a strong answer
- Say what went wrong, what you changed and the result the second time.
Scenario and topic questions
The first two follow Deloitte’s guides. The others are ours.
Scenario
You built a new way for your team to report project progress. How would you present it to colleagues?
Based on Deloitte’s example question
Show a strong answer
- This is not STAR. Say who is in the room, what they care about and how you would take feedback.
Topic
“What research did you come across that you decided to discount?”
From Deloitte’s Discussion Guide
Show a strong answer
- Name one source and why you dropped it: too old, too small or one-sided.
AI
How did you use AI, and what value did it add?
What they’re testing: judgement with AI, not just use of it.
Show a strong answer
- What you asked it, what you checked elsewhere and one thing it got wrong.
Communicator
Explain what an actuary does to someone with no maths background.
What they’re testing: plain words, which client work needs.
Show a strong answer
- One line, then one everyday example, such as an insurer setting money aside for future claims.
Your story bank: a worksheet to print or copy
Two STAR stories per skill. Cognitive Ability is tested online.
| Skill | Story 1 | Story 2 |
|---|---|---|
| Motivated & Committed | ||
| Learning Oriented | ||
| Tech Curious | ||
| Relationship Builder | ||
| Effective Communicator | ||
| Resilient & Adaptable | ||
| Focused & Efficient | ||
| Analytical | ||
| Creative Problem Solver |
Go further: the best outside help
Our own picks, checked on 14 October 2026. We are not linked to any of these sites and earn nothing from them.
From Deloitte
- Deloitte’s Interview GuideDeloitte · PDF · updated Oct 2026 · no account neededThe question types, one example of each and Deloitte’s tips.Free
- Deloitte’s Topic Discussion GuideDeloitte · PDF · 2025 · no account neededHow to turn two hours of research into a short two-way discussion.Free
- Deloitte’s actuarial teamsDeloitte Careers · no account neededReal project examples for a specific “why Deloitte” answer.Free
- Where Deloitte allows AI, and where it bans itDeloitte Careers · no account neededYou must use AI for your topic. Check what is allowed before you start.Free
Learn the job
- What an actuary doesIFoA, the actuaries’ professional body · no account neededPlain words for “what does an actuary do?”, from the profession itself.Free
- The 13 exams you will sitIFoA · no account neededEvery exam and its study hours, so you can discuss the load.Free
07/10Stage 4 · Final
The final stage day and your offer
The final stage lasts 2.5 hours, at the Deloitte office linked to your application.
Travel
A prepaid card for up to £150 arrives at least three days before. Wait for it before you book.
Arrive
Arrive 10 minutes early. Bring “paper and a pen”, plus notes to prompt you if you want.
Scoring
You are “benchmarked against criteria and skills, not other candidates on the day”.
Outcome
Deloitte sends feedback in the Candidate Zone, its “most detailed report to date”.
Offer checks and joining
- Checks. Your official degree results, plus Personal Independence checks.
- Timing. “We allow one month between your course completion date and your Deloitte start date”.
- Joining. With an offer, you get a buddy who joined as a graduate. In September 2027 you start the Analyst Induction Programme, “alongside your Technology & Transformation Analyst peer group”.
- Hotels. Not covered unless agreed in advance (travel guide). Its final stage checklist covers the rest.
Key dates: September 2027 intake
28 Sep or 5 Oct 2026
Actuarial roles opened, by team
23 Oct 2026
Closing date, no time given
To be safe
Apply by Thursday 22 October, a day early
23 Oct 2026
Applications were due
Each online stage
Reply within four weeks
Each online stage
Reply within four weeks
Sep 2027
Induction, then you join your team
08/10
Visa sponsorship
Our reading: if you need a visa, you need a Student visa and a London role. Check the ad for your office before you apply.
London: all three teams
Student visa holders can apply. Not if you have held a Skilled Worker or Graduate visa.
Manchester: Insurance
Cannot sponsor. The ad says its pay is below the Skilled Worker threshold.
Deloitte’s sponsorship page says your Student visa must be “valid within 3 months of your start date”. You “must be back in the UK by the beginning of August”.
More on each visa rule
- London. With an offer, “you must stay on your student visa until our immigration team contacts you 3 months before start date”.
- Summer scheme. No sponsorship, but you can apply on a Student visa “valid for the duration”.
- Graduate visa. It lasts “2 years if you apply on or before 31 December 2026” and “18 months if you apply on or after 1 January 2027” (GOV.UK).
Need sponsorship? See our guides to UK companies that sponsor visas and staying in the UK after studying. This is general information, so check GOV.UK.
09/10
Key takeaways
Before you apply
- Apply by Thursday 22 October 2026 to be safe. The ads close on 23 October with no time given.This year’s ads have closed. The deadline was set for Friday 23 October 2026. The next cycle is likely to open in September 2027 or October 2027.
- Deloitte allows one application a year, so choose one team and one office.
- London roles accept Student visa holders. The Manchester role cannot sponsor.
- No maths test is published. The online assessment has behavioural, numerical and verbal parts.
- Deloitte asks you to use AI for your topic research and to explain how you used it.
- Insurance and CMG support you towards the 13 actuarial exams.
When a scheme gives a close date, we email you a few days before it closes. Save Deloitte once and the reminder is set.
Set my reminders freeFree account, no card.
10/10
Frequently asked questions
When does the Deloitte actuarial graduate programme close?
Friday 23 October 2026, with no time given. Deloitte may close roles early. Apply by Thursday 22 October to be safe.This year’s ads have closed. The deadline was set for Friday 23 October 2026. The next cycle is likely to open in September 2027 or October 2027.
What degree do I need for Deloitte Actuarial?
A 2:1, or on track for one, in maths or a related subject such as physics or economics. You must graduate by September 2027.
Is there a maths test for Deloitte Actuarial?
None is published. You sit Deloitte’s standard online assessment, then a Job Simulation set in your area.
Does Deloitte support the actuarial exams?
Yes, in Insurance and CMG. The ads say: “Students currently look to pass thirteen exams as well as gaining three years of appropriate experience in the industry.”
Can I apply to more than one Deloitte actuarial role?
No. Deloitte has a strict one application per year policy across its early careers roles. Choose one team and one office.
What online tests does Deloitte use?
An Immersive Online Assessment with behavioural, numerical and verbal modules, about 65 minutes. Then a Job Simulation with ranking, written and video answers, about 45 to 60 minutes.
Does Deloitte Actuarial sponsor visas?
London roles accept Student visa holders, but not anyone who has held a Skilled Worker or Graduate visa. The Manchester role cannot sponsor. Check the ad for your office.
